I attempted to explain how money is created through debt in this post - Somtimes videos work better, This one is a good example, he focuses on the Fed, the US Central Bank but all lending banks create money in the same way. People tend to think of Central Banks as "good" things. Even lending banks are seen as positive, today in the Telegraph a reporter talked about "our once proud banks" - I guess he didn't understand how the fleecing system works, it always amazes me how few understand...